CNFinance Files Annual Report on Form 20-F for Fiscal Year 2019

GUANGZHOU,China,April 27,2020 -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"),a leading home equity loan service provider inChina,today announced that it filed its annual report on Form 20-F for the fiscal year endedDecember 31,2019with the U.S. Securities and Exchange Commission ("SEC") onApril 27,2020.

The annual report can be accessed on the Company's investor relations website athttp://ir.cashchina.cnas well as the SEC's website athttp://www.sec.gov.

The Company will provide a hard copy of its annual report,free of charge,to its shareholders and ADS holders upon request. Requests should be directed to the Company's IR Department atir@cashchina.cn.

About CNFinance Holdings Limited

CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company) is a leading home equity loan service provider inChina. CNFinance facilitates loans by connecting micro- and small-enterprise ("MSE") owners with its funding partners. The Company's primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities inChina. The loans CNFinance facilitates are primarily funded through a trust lending model with its trust company partners who are well-established with sufficient funding sources and have licenses to engage in lending business nationwide. The Company's risk mitigation mechanism is embedded in the design of its loan products,supported by an integrated online and offline process focusing on risks of both borrowers and collateral and further enhanced by effective post-loan management procedures.

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