Yiren Digital Files Annual Report on Form 20-F

BEIJING,May 16,2020 -- Yiren Digital Ltd.(NYSE: YRD) ("Yiren Digital" or the "Company"),a leading fintech company inChina,announced that it has filed its annual report on Form 20-F for the fiscal year endedDecember 31,2019with theSecurities and Exchange CommissiononMay 15,2020. The annual report can be accessed onYiren Digital'swebsite athttp://ir.yirendai.com. The Company will provide a hard copy of the annual report containing its audited consolidated financial statements,free of charge,to its shareholders and ADS holders upon request.

About Yiren Digital

Yiren Digital Ltd. (NYSE: YRD) is a leading fintech company in China,providing both credit and wealth management services. For its credit business,the Company provides an effective solution to address largely underserved investor and individual borrower demand in China through online and offline channels to efficiently match borrowers with investors and execute loan transactions. Yiren Digital deploys a proprietary risk management system,which enables the Company to effectively assess the creditworthiness of borrowers,appropriately price the risks associated with borrowers,and offer quality loan investment opportunities to investors. Yiren Digital's marketplace provides borrowers with quick and convenient access to consumer credit at competitive prices and investors with easy and quick access to an alternative asset class with attractive returns. For its wealth management business,the Company targets China's mass affluent population and strives to provide customized wealth management services,with a combination of long-term and short-term targets as well as different types of investments,ranging from cash and fixed-income assets,to funds and insurance. For more information,please visit ir.Yirendai.com.

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