Yiren Digital Files 2022 Annual Report on Form 20-F

BEIJING,April 28,2023 -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or "the Company"),a leading digital personal financial management platform in China,today announced that it has filed its annual report on Form 20-F for the fiscal year ended December 31,2022 with the U.S. Securities and Exchange Commission on April 28,2023. The annual report can be accessed on the Company's website at https://ir.yirendai.com. The Company will provide a hard copy of the annual report containing its audited consolidated financial statements,free of charge,to its shareholders and holders of American depositary shares upon request.

About Yiren Digital

Yiren Digital Ltd. is a leading digital personal financial management platform in China. The Company provides customized holistic wealth solutions to China's mass affluent population as well as retail credit facilitation services to individual borrowers and small business owners.

Safe Harbor Statement

This press release contains forward-looking statements. These statements constitute "forward-looking" statements within the meaning of Section 21E of the Securities Exchange Act of 1934,as amended,and as defined in the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as "will," "expects," "anticipates," "future," "intends," "plans," "believes," "estimates," "target," "confident" and similar statements. Such statements are based upon management's current expectations and current market and operating conditions and relate to events that involve known or unknown risks,uncertainties and other factors,all of which are difficult to predict and many of which are beyond Yiren Digital's control. Forward-looking statements involve risks,uncertainties,and other factors that could cause actual results to differ materially from those contained in any such statements. Potential risks and uncertainties include,but are not limited to,uncertainties as to Yiren Digital's ability to attract and retain borrowers and wealth clients on its marketplace,its ability to introduce new products and platform enhancements,its ability to compete effectively,PRC regulations and policies relating to the fintech industry in China,general economic conditions in China,and Yiren Digital's ability to meet the standards necessary to maintain listing of its ADSs on the NYSE or other stock exchange,including its ability to cure any non-compliance with the NYSE's continued listing criteria. Further information regarding these and other risks,uncertainties or factors is included in Yiren Digital's filings with the U.S. Securities and Exchange Commission. All information provided in this press release is as of the date of this press release,and Yiren Digital does not undertake any obligation to update any forward-looking statement as a result of new information,future events or otherwise,except as required under applicable law.